Invoice finance from Indigenous Business Australia to smooth cash flow on new contracts.
Who can apply
Aboriginal and Torres Strait Islander owned businesses with credit sales or contracts that need working capital.
We can write this application for you
Tell us about your business and we'll check it against every criterion for Invoice Finance. If it's a fit, we write the application, build the budget, and check the attachments. You read it, sign it and submit it yourself. Nothing to pay unless you win.
Eligibility quick-check
- Business structure: the listed criteria don't require a company. You'll usually need an active ABN, and often GST registration.
- Trading history: at least 2 years
- Location: open Australia-wide, including Victoria.
- Industry: aimed at Indigenous-owned.
A quick guide from our reading of the official criteria, not a decision. The funder's guidelines are what count.
Check if I qualifyHow to apply for Invoice Finance
- Check every eligibility criterion in the official guidelines, not just the summary. One missed criterion usually means rejection.
- Confirm your ABN details (legal name, entity type, GST status) match the ABN Register exactly. Mismatches are a common reason applications fail.
- Gather evidence: quotes for the project, recent financials, and proof of any co-contribution or lease, depending on what the guidelines ask for.
- Prepare the lender's information: financial statements, cash-flow forecast, the purpose of the loan and how you'll repay it.
- Lodge it through the official portal while the round is open. Keep a copy of the submitted application and the receipt.
- If approved, read the loan terms carefully, including repayments after any interest-free or interest-only period.
Invoice Finance: common questions
Who can apply for Invoice Finance?
Aboriginal and Torres Strait Islander owned businesses with credit sales or contracts that need working capital.
How much is Invoice Finance worth?
Invoice finance.
When does Invoice Finance close?
Closing date not stated. Check the official page for the current round.
Can sole traders apply for Invoice Finance?
The listed criteria don't require a company, so sole traders may be eligible if they meet everything else (for example ABN, location, trading history and industry). Check the guidelines.
Can someone apply for Invoice Finance on my behalf?
Someone else can prepare it, but your business is the applicant: you sign the declarations, and most funders expect you to submit it yourself. We prepare the whole application so it's ready for you to review, sign and submit, usually in about 10 minutes. If a funder's rules expressly allow an agent to lodge, we can do it with your written OK after you've approved the final version.
How much does it cost to get help applying?
Freelance grant writers in Australia typically charge by the hour or a fixed fee per application, whether you win or not. With Vic Grants Weekly, there's nothing to pay unless you win. If you do, the fee is 12% of the grant money you receive, capped at A$3,000 + GST, and due only once the money is in your account. Where a grant's rules don't allow percentage fees, it's a flat win-only fee from A$99.
Related grants
- Business Loan Package · Australian Government · Closing date not stated
- Indigenous Advancement Strategy · Australian Government · Closing date not stated
- Performance Bonds · Australian Government · Closing date not stated
- Producer Offset Loan Solution · Australian Government · Closing date not stated
- Start-Up Finance Package · Australian Government · Closing date not stated
Guides
- Grant application help: a step-by-step guide
- Help applying for small business grants in Victoria
- Grant writer in Melbourne and Victoria: costs and options
- Grants for sole traders in Victoria